CAM Administrative Services (CAMADS) was formed in 1964 to administer a small group medical program for the members of the Construction Association of Michigan (CAM). Since that time, CAMADS has become one of Michigan’s leading Benefit Administrators, offering a wide array of Fully Insured group insurance benefits. Our primary product offerings are Group Medical, Prescription Drug, Dental, Vision and Group Life Insurance.

Throughout its history, CAMADS has introduced many innovative and cost-saving health plans in the Michigan market. Today, we specialize in providing a wide variety of plans to small and medium sized groups of two or more covered employees.

As a licensed Third Party Administrator, CAMADS performs many of the functions of an insurance company, such as claims administration, marketing, premium billing, benefit administration and individual customer service. All medical, prescription drug, dental and life plans available under the CAM Benefit Program are fully insured through Madison National Life Insurance Company, Inc. and is rated A- [Excellent] by A.M. Best.

For those clients who prefer to use Self-Funding for their employee benefit program, CAMADS can assist in providing stop-loss coverage as well as TPA services. Self-funding services are available for Group Medical, Dental and Short Term Disability.

Finally, CAMADS has combined its solid Group Product line with major local and national networks. Following is a list of some of our primary affiliated networks; other networks may be available to meet specific needs.

• Cofinity [Formerly PPOM]
• CVS Caremark (Prescription Drug Network)
• Dentemax Dental Provider Network
• PHCS Travel Network
• Private Health Care System (PHCS)
• Vision Service Plan (VSP)

The CAM Benefit Program and CAMADS can meet your demanding group insurance needs. Our products are exclusively sold through a network of licensed insurance agents. To get more information about the CAM Benefit Program, call your agent today, or contact the CAMADS Marketing Department at (248) 827-1050.